About health insurance

HOSPITAL AND EXTRAS COVER

There are two types of private health insurance cover:

HOSPITAL AND EXTRAS PACKAGES

All funds* offer policies that include cover for both hospital cover and extras. Generally, the more extensive your health cover, the higher your premium. When choosing your private health insurance fund, it’s important to ensure it suits both your needs and your budget.

*Care To Compare does not compare all products in the market. Not all products are available at all times.

BE MINDFUL THAT… 

If you are taking out health insurance cover for the first time, or you’re upgrading to a higher level of coverage, you could face a waiting period before you can claim benefits through your new plan.

Make sure you inquire about waiting periods that will affect you. It’s important to note that some procedures, such as wisdom teeth removal, could require both hospital and extras cover as there is a hospital stay involved.

If transferring to a policy that has higher annual limits than your previous cover you will be required to serve the waiting period before receiving the additional annual limit.

HOW CAN YOU SAVE ON HOSPITAL COVER?

A great way to save money on your hospital cover is to compare health insurance in Australia. If you look at like-for-like policies, you can find the right policy for your budget and ensure you and your family get peace of mind.

THERE ARE OTHER THINGS YOU SHOULD KNOW ABOUT HEALTH INSURANCE